Blog
Money, tax and tech, explained - for South Africans
How to Start Investing in South Africa on a Small Budget
You do not need R100,000 to start building wealth in South Africa. Here is a plain-language guide to Tax-Free Savings Accounts, JSE ETFs, and retirement annuities - starting from R500 a month.
How to Use Small Claims Court in South Africa: Recover Up to R20,000 Without a Lawyer
Someone owes you money and the amount is under R20,000. Small Claims Court lets you sue without a lawyer, the filing fee is under R200, and lawyers are not allowed in the hearing. Here is exactly how it works.
How to Read Your South African Payslip
Most South Africans scroll to net pay and stop there. Here is what every line item on a South African payslip actually means - and what to check when something looks wrong.
Load Shedding Was the Best Distributed Systems Course I Never Paid For
The lights have mostly stayed on through 2025 and 2026, but a decade of load shedding quietly trained South African developers to build for failure. Here is what stuck, and why the inverter is staying in the cupboard, fully charged.
Why Mobile Data in South Africa Is So Expensive (A Rant With Receipts)
South African data is not the most expensive in the world. It just feels that way every month. Here is where your gigabytes actually go, with real numbers and a few honest ways to lose less money.
POPIA Compliance Checklist for Small South African Businesses
A practical guide and checklist for small businesses in South Africa to achieve POPIA compliance, covering the 8 conditions, Privacy Notices, and Information Officers.
How to Invoice Offshore Clients from South Africa: A Practical Guide
A practical guide for SA developers and consultants on invoicing international clients, covering SARS rules, VAT, SARB exchange control, and receiving USD/GBP/EUR.
PayFast vs Yoco vs Peach Payments: Choosing a Payment Gateway in South Africa
A detailed comparison of South Africa's top payment gateways, covering setup fees, transaction costs, payout times, and developer experience.
How PAYE Works in South Africa: A Comprehensive Guide for 2027
Understand the Pay-As-You-Earn (PAYE) tax system in South Africa. Learn how it's calculated, what deductions apply, and how to optimize your take-home pay.
How to Register as a Provisional Taxpayer with SARS: A Complete Guide
A complete, step-by-step guide for South African freelancers and contractors on how to register for provisional tax on eFiling, including deadlines and exemptions.